SELANGOR has a glut of low-cost houses — on paper, at least. Yet thousands of urban poor in the state are still languishing in temporary longhouse settlements, and some have been there for decades. All they want is a chance to own a roof over their heads. But obstacles such as the inability to qualify for bank loans due to not having a fixed income, and the far from transparent allocation process for low-cost homes, continue to plague the state’s housing policy. See also No Place Like Home.